Posts Tagged ‘capital gains’
A Tax Upon Your Gains
It’s mutual funds distribution season. Many mutual funds will be calculating up their profits and distributing the capital gains to shareholders over the next two months. What many shareholders don’t understand, however, is that mutual fund capital gains tax is their responsibility, not the fund’s. How can you help your clients avoid tax surprises when…
Read More4 Things to Consider When Rebalancing a Portfolio
When you first set up an investment, you carefully created allocation ratios that fit the investor’s needs and chose an asset mix to match. Over time, however, those allocations can stray from their original benchmarks, potentially leaving the portfolio too heavy in one asset class and underweight in others. This imbalance can occur due to…
Read MoreAvoid Surprises Related to Mutual Fund Distributions
Like individual stocks, investors are required to pay on gains realized from mutual fund holdings. However, the process of identifying mutual fund gains and calculating how much is owed on those gains is much less straightforward than the process for individual stocks. Understanding the types of mutual fund distributions, how they are taxed, and the…
Read More6 Things to Know About Harvesting Capital Losses
When markets experience a significant downturn, it can be challenging to find a “bright spot” in the midst of bad news. However, opportunity for investors still exists even when markets drop. One such opportunity is the ability to potentially reduce taxes by harvesting capital losses. When an investor sells an asset at a loss, that…
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